Exclusive to Caravan and Motorhome Club members
Starting or working on a project - give us a call on 01342649026. If your project is completed, you can also apply online
(Phone lines open Mon to Fri 9am to 6pm, Sat 9am to 1pm)
Protection from starting your build, to completion and beyond.
Our Campervan Insurance is loved by members which is why more than 8 out of 10 renew with us*.
Send us proof of a current renewal invitation from your existing campervan insurer and we’ll beat it by at least £25**
Benefits of Campervan Insurance |
Included? |
|---|---|
Cover for accidental damage Resulting from either theft, vandalism, storm, or flood, whether in storage or in use. |
Yes |
Personal effects Includes equipment and baggage, with a £500 individual limit, which includes portable TVs, DVD players and radios. |
Yes |
European cover Up to a maximum of 365 days in any policy year |
Yes |
Replacement lock cover Following loss or theft of keys up to £1,000 (£100 excess). |
Yes |
Emergency overnight accommodation Up to 10 nights at £150 per night. |
Yes |
Temporary replacement car While your campervan is being repaired at an approved repairer, we'll provide a courtesy car to keep you mobile. |
Yes |
Full cover at the Club's events Policy cover for all Caravan and Motorhome Club-organised events. |
Yes |
Legal protection |
Yes Optional |
No claims discount protection |
Yes Optional |
Limited mileage discounts |
Yes Optional |
No Claims Discount transfers |
Yes Optional |
There are a number of ways to ensure you get the best value for your money
What type of insurance do I need if I've converted a van myself?
You can benefit from specialist motorhome and campervan insurance with the Caravan and Motorhome Club if you have self-built or converted a van into a campervan that meets basic DVLA criteria for a campervan or motorhome.
Some providers will require your vehicle to be legally classed as a campervan or motorhome with the DVLA before providing specialist cover. Alternatively, you can look to buy a personal van cover.
Once this is completed, you will need to buy campervan/motorhome insurance to be able to legally use it on the roads.
What changes/modifications are needed for a van to be classed as a campervan?
We consider a campervan acceptable for cover if the following design features are included:
Equipment shall be rigidly fixed to the living compartment; however, the table may be designed to be easily removable.
What is the benefit of specialist vs personal van insurance?
Specialist motorhome and campervan insurance offers more relevant cover; for example, for contents, equipment, awnings, and overseas travel, and it can often be cheaper than personal van insurance.
Can I drive a campervan with a normal car driving licence in the UK?
In general, yes. Most full license holders can drive a motorhome/campervan on a standard car driving licence, provided the weight of the motorhome isn't over 3,500kg.
However, a weight limit of 3,500kg applies to drivers aged over 70, or a driver licensed since 1 January 1997, unless a medical test or an additional test, respectively, is passed.
The vast majority of motorhomes and campervans do not exceed 3,500kg in weight, but it is worth double-checking to be safe.
For full details, check out our technical advice page on licences for caravans and motorhomes.
What modification does the Caravan and Motorhome Club’s policy cover?
As long as a vehicle meets the requirements to be considered a campervan or motorhome (see above), we’ll cover most modifications.
What modification do I need to declare?
If you make modifications that impact the engine, brakes, transmission, or performance of the van, these will need to be declared.
You don’t need to declare a modification, such as a cooker or wardrobe, that has been added as part of the conversion.
There is also no need to declare cosmetic modifications.
Caravan and Motorhome Club’s Campervan Insurance is arranged for the Club by Devitt Insurance Services Limited. Caravan and Motorhome Club is a trading name of The Caravan Club Limited, registered in England and Wales no. 00646027. Registered address: East Grinstead House, East Grinstead, West Sussex RH19 1UA. The Caravan Club Limited is authorised and regulated by the Financial Conduct Authority (no. 311890).
**Send us proof of a current renewal invitation (including details of cover and price) from your existing insurer/broker, and we’ll beat it by at least £25. Offer only applies when switching to the Club, is subject to insurers’ acceptance of the risk and cover being arranged on a like-for-like basis. Terms and conditions and excesses may vary from your current insurer and optional extras (such as Breakdown and Legal Expenses cover) are excluded. Future renewal prices will always be less or the same as an equivalent new business price.
